FAIR LENDING NOTICE

THE HOUSING FINANCIAL DISCRIMINATION ACT OF 1977

STATE OF CALIFORNIA

 

 

It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:

 

1)      Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or

 

2)      Race, color, religion, sex, marital status, national origin or ancestry.

 

It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.

 

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one to four unit family residences occupied by the owner and for the purpose of the home improvement of any one to four unit family residence.

 

If you have questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or:

 

DEPARTMENT OF REAL ESTATE                     DEPARTMENT OF BANKING

2201 Broadway                                                            801 K Street

Sacramento, CA 95818                                                Sacramento, CA 95814

                         (916) 739-3733

 

DEPARTMENT OF SAVINGS AND LOAN

801 K Street                                 or                 350 Sansome Street, 2nd Floor

Sacramento, CA 95814                                     San Francisco, CA 94104-1398

                                                                                                        (415) 557-3666

 

ACKNOWLEDGEMENT OF RECEIPT

 

I/WE RECEIVED A COPY OF THIS NOTICE

 

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 Signature of Applicant                                                               Date

 

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Signature of Applicant                                                           Date